I broke my leg while on my trip and required emergency room plus six weeks in a boot and then physical therapy. The claim details are a bit cumbersome but once all uploaded the results were only one week and a check was mailed out right away. I would definitely continue to use this on any of my overseas travel plans.
Was this review helpful to you? 39 out of 48 people found this review helpful
Rating 5 out of 5
Policy: ExactCare
Review Received: April 21, 2018
Reba from WI Verified Squaremouth Customer
I'm concerned that I may not be able to get all of the documentation requested, specifically confirmation from United that my 2 flights were canceled. So I don't know yet how I feel about the policy overall, whether the agent will work with me if I am missing this information. I have contacted the airline twice with no results.
Review Updated: 05/19/2018
My connecting flight was delayed in Chicago for two nights due to weather and I had a variety of expenses as a result. My claim was covered 100% , nothing was denied or questioned, and I received my check in a timely manner.
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Who Are CoverForYou?
Since 2012, CoverForYou has been providing specialist, online insurance – including travel insurance – via its website. The brand is a trading name of World Wide Internet Insurance Services Ltd, which is an insurance intermediary licensed by the Financial Services Commission in Gibraltar.
Travel insurance policies sold through CoverForYou are underwritten by AXA Insurance UK. This means CoverForYou pays AXA to provide the actual insurance arrangements.
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Why Should I Consider CoverForYou?
Travel cover can be arranged online in minutes and comes with a 24-hour emergency medical helpline and scheduled airline failure protection as standard. CoverForYou policies cover more than 100 sports and activities at no additional cost.
The brand is rated Excellent on TrustPilot with more than 11,000 reviews and is considered a five-star travel insurance provider by Defaqto. CoverForYou has won numerous awards including: Best Claims Service in the 2020 Moneyfacts Consumer Awards and Best Travel Insurance Provider in the 2019 Insurance Choice Awards.
We also included CoverForYou as one of our 10 best providers for cover for covid related risks.
CoverForYou’s travel insurance policies come with no excess to pay on claims, and policyholders can manage their policies with a dedicated app that locates nearby hospitals, translates common medical issues and medicine names, and calculates the duration of your jetlag.
How To Contact CoverForYou
CoverForYou’s customer service team can be reached Monday to Friday [excluding bank holidays] between 9am and 5pm. For travel insurance policies, customers should phone 0203 137 8981 or email travel@coverforyou.co.uk.
CoverForYou also sells gadget insurance and car hire excess insurance policies. Customers can find contact details for the respective customer services teams on the company’s contact page.
Alternatively, customers can write to CoverForYou, 1st Floor, 6 Silver Court, Watchmead, Welwyn Garden City, AL7 1LT.
Complaints should be made using the phone number 0207 183 0885 or email: complaints@coverforyou.co.uk.
You won’t find CoverForYou on Facebook or Twitter.
How To Find The Best Cover For You
When you’ve paid for a trip, or you’re still paying, it’s easy to be tempted for the cheapest possible option when looking for travel insurance – but it’s important to make sure the policy you pick provides the cover you need.
The costs of overseas medical treatment and cancellation of trips account for 85% of all travel insurance claims. After that, loss of baggage and possessions, travel disruption and delayed departures make up the most common claims.
When choosing a policy, you should check what cover you’ll get against each of these kinds of problems, as well as how much excess you’d have to pay to file a claim.
With Covid-19 complicating international travel and increasing the likelihood of cancellations, you’ll also need to look at how the policy handles Covid-related risks. Check out our Best Covid-19 Travel Insurance Policies page for more information.
Why It Makes Sense To Compare Products & Providers
When it comes to insurance, premiums are just the tip of the iceberg. From customer service and claims handling to coverage and excess, there’s a lot to consider when you’re in the market for a policy.
Simply buying a policy because it’s cheap could become a problem later if you find you’re underinsured and end up having to pay to replace your belongings or rebook a trip out of your own pocket.
If you’ve had an annual multi-trip policy that’s due for renewal you might be satisfied that it provides the cover you need, but the quote your insurer gives you may not be competitive. It’s worth checking how it compares to other policies that offer the same coverage.
Also check reviews from customers on sites like TrustPilot. They’ll give a general sense of how satisfied a company’s customers are, and whether the same kinds of complaints are being made by different customers.
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Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.
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Staff writer Mark Hooson has been a journalist within the personal finance, consumer affairs and fraud sectors for more than 10 years. He is also Forbes Advisor UK’s resident tech expert. Mark says he thrives on making ‘complicated and dry topics easier to digest’.
Is Cover for you good company?
The brand is rated Excellent on TrustPilot with more than 11,000 reviews and is considered a five-star travel insurance provider by Defaqto. CoverForYou has won numerous awards including: Best Claims Service in the 2020 Moneyfacts Consumer Awards and Best Travel Insurance Provider in the 2019 Insurance Choice Awards.
What is not covered by travel insurance?
Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.
What does travel insurance cover you for?
Travel insurance can protect you against the following things going wrong: cancelling or cutting short your trip for reasons beyond your control. missed transport or delayed departure for reasons beyond your control. medical and other emergencies.
Is Nationwide travel insurance good?
Plus, Nationwide offers travel assistance at no additional cost with all its plans. Overall, the company earned 4.6 out of 5 stars based on our review standards.