I was considered the finder in my family là gì năm 2024

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Warning signs it might be a scam

• They express strong feelings quickly and the relationship moves fast. You are made to feel special quickly.
• If you are chatting on your usual social media platform or an official dating service, they will quickly try and move the conversation offsite, for example to WhatsApp.
• Romance scammers will encourage secrecy and will influence you to only trust them. They may try to isolate you from your family and friends.
• There will always be an excuse why they can’t meet in person or show themselves on camera. They say they live overseas or somewhere remote, or their technology isn’t working.

Other things to look for

• Their online profile doesn’t match what they tell you about themselves.
• They talk about money or investments. They might say they know about cryptocurrency and offer to teach you.
• You are asked for personal photos, videos or information they could use against you in the future.
• The scammer gets desperate or angry if you don’t do what they ask. They may threaten to cut off the relationship.

Steps you can take to protect yourself

Never send or transfer money to someone you haven't met

• If your online connection asks you for money, they are likely a scammer. Stop contact right away and seek support.
• Don’t send money, card or bank details or important identity documents like your passport to someone you’ve only met online: No matter how long you’ve been messaging them.
• Never agree to transfer money for someone else. It’s called money laundering and being involved is a criminal offence.

Check the person is who they say they are

• Take things slowly. Ask lots of questions and watch for things that don’t add up.
• Search for the scammer’s name along with the word ‘scam’ in a search, and look for websites about romance scams in the results.

Be careful what you share (and what you don't)

• Never send intimate pictures or videos of yourself to people you don’t know. Scammers use these to blackmail people.
• Don’t keep your online relationship a secret. Speak to people you know about it. It can be easier for others to spot the warning signs.
• Be careful about what you share about yourself online. Scammers can use information about your hobbies, job or family to target you.
• Find out more about how to stay safe on different social media platforms.

Learn how to spot a fake profile

They usually have:

• photos that look too professional
• very little personal information
• no connection to social media accounts
• few comments, likes or shares on their social media from other people

Think you’ve been scammed?

If you’ve only ever met online, you need to take extra precautions to protect yourself. Don’t let scammers take advantage of your better nature and steal your money.

Is this page useful?

The term Australian Business Number, or simply ABN, is something we tend to associate with companies and businesses. But a super fund ABN helps to identify each individual superannuation fund including retail, industry and self-managed super funds. It’s a good idea to have your super fund ABN on hand for reference. There can be times when you’ll need it.

What is a super fund ABN?

All super funds that have been in place since 2000 will have an Australian Business Number – or ABN. It is a unique one-stop identifier made up of 11 digits, and it’s used by government departments such as the Australian Taxation Office (ATO) to identify different entities such as companies, trusts and managed funds.

A super fund ABN doesn’t just apply to professionally managed retail and industry funds. If you are setting up a self-managed super fund (SMSF) your fund will need to have an ABN.

A super fund ABN is issued by the ATO and it is a very different number from a tax file number (TFN).

How to find your super fund’s ABN. Image: Prostock-studio/Shutterstock.com

Why might you need a super fund ABN?

There can be times when you will need to know your super fund ABN.

Starting a new job

If you start a new job, your employer will likely ask you to complete a Superannuation Standard Choice form. This lets you nominate which fund you would like your compulsory super contributions paid into. The standard choice form asks you to fill out your super fund’s name and its ABN.

Making super contributions of your own

You may choose to make extra contributions of your own to super either through pre-tax (concessional) or after-tax (non-concessional) contributions.

You need to let your fund know which type of contributions you are making. That’s because before-tax contributions have tax deducted and paid by your fund at a flat rate of 15%.

Identifying the type of contribution means completing some paperwork with your fund – usually a form called a ‘Notice of intent to claim a deduction for personal super contributions’. It’s a bit of a mouthful but it’s easier to download the form, which should be on your super fund’s website.

The main point is that this form will also ask you to provide your super fund’s ABN. You could find the super fund ABN is already pre-filled on the form to make things easier for members.

How to find a super fund ABN?

The easiest way to find out your super fund ABN is simply to contact your fund.

The ATO also has an online Super Fund ABN Lookup tool. You simply type in the name of the fund you’re looking for, and the super fund ABN will appear on the search results.

Be sure to type in the correct fund name, as the results will show the super fund ABN for a variety of different funds with similar names. The results may potentially include dozens of SMSFs.

Once you know your super fund ABN, keep a record of it handy so it’s at your fingertips the next time you need it.