What are the requirements if you want to transfer your insurance licenses to the state of Florida from another state?

National Coverage Strategies

Anyone who is familiar with the insurance industry knows that in order to discuss selling insurance, agents must first obtain their license. Depending on the state that the insurance agent lives in, he or she will need to take steps to secure either: a first-time license, a new license, a reinstatement license, or a license that lists an added line of authority. If agents already have their first-time license, they should be sure to renew it periodically in accordance with their state’s laws — this can range from annually to every four years. It’s worth noting that some states require updated education standards as time goes on and guidelines or rules change in your state of residence. However, let’s say that an insurance agent would like to work in a different state than their home state. With more and more insurance agencies expanding their national presence, this is not uncommon. How can this be achieved? Simply keep reading to discover the ins and outs of becoming licensed to sell insurance in a state where the agent does not live.

Pre-Licensure Requirements

The procedure to acquire a non-resident insurance license most commonly applies to agents who live near state borders and would like to expand their national presence. Before agents can apply for a non-residential insurance license, there are a few steps that need to be followed (the specifics of these steps vary state-by-state). First, get licensed in your resident state if you have not done so already. Agents will likely need to pass a state-approved pre-licensure course before taking their state exam. At that point, agents can apply for their resident license as well as pay any corresponding fees.

Non-Resident Insurance Licenses Increase Agents’ National Presence

Once the insurance agent has obtained or renewed their license in their state of residence, they can start the process for out-of-state insurance licenses. In order to abide by the most recent information about what is required, agents can consult the Department of Insurance website. After selecting the state(s) where the agent would like to sell insurance, this resource will provide information about relevant fees and procedures to follow. NIPR.com is also a fantastic resource where the latest information on different states’ requirements can be found. Based on the state, agents may have to take a licensure exam again in order to gain their non-resident license. Check with the insurance licensing department in the state in question to be sure.

Documenting Licensure Clearly

Once an agent has obtained another or multiple insurance licenses, it is of the utmost importance to document them clearly and honestly. To avoid unknowingly missing required steps or breaking rules, agents should keep a concise record of all the insurance licenses obtained and double-check the corresponding states’ guidelines to keep licenses valid.

The process to acquire an insurance license in an agent’s non-resident state is generally straightforward and easier to achieve after having consulted the states’ requirements and guidelines. Once the license is secured for the state of residence, an agent can then apply in the state in question and follow the necessary steps. Implementing this information can be beneficial for agents’ success when growing their national presence.

Rogers Benefit Group can help agents learn more about gaining insurance licensure in multiple states. In the current climate, intrastate coverage is becoming more necessary, and Rogers Benefit Group is pleased to offer agents access to a rich resource document entitled 6 Steps to Ensure Your Clients’ Remote Workers are Covered. Download this helpful document today or contact them directly. You’re only a few steps away from taking your growing success across state lines!

Are you able to carry your insurance license with you when you move, or do you need to get relicensed?

If you move from one state where you are licensed to another, you can usually get a certificate of good standing from your current state Department of Insurance and send it along with an application and license fee to your new state. Generally, you do not need to take a new test in the new state.

One thing to consider is that you may lose customers you've developed over the years if you move. You can, however, keep a non-resident license in the state you are moving from so that you can keep as much of that client base as possible. You can also get a non-resident license in as many other states as you want if your business expands so you work with customers from all over.

Generally, once you have an active insurance license in one state the licensing process in any other state will be very straightforward. You will want to contact your soon-to-be local department of insurance for the full run down.

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